Money

Why business owners hate using a financial advisor (and the fix)

Why financial advice can be useful, how percentage fees distort incentives, and the fixed-fee arrangement I want to explore.

The debasement trade is back on

Why government debt points towards more inflation, and what the debasement trade means for cash, property, gold and Bitcoin.

My set-and-forget contrarian portfolio (and why I built it)

Two reasons to be careful who you give your money to

Overcoming lifestyle inflation: Why the “10% Rule” isn’t enough

The “everything stagnation” is coming

Compound interest is over-rated

A better alternative to Inheritance Tax

Money Market Funds explained

The case for property investment in 3 sentences

How Quantitative Easing has increased inequality

The perfect portfolio: How to balance the 3 motivations of investing

Bonds: All risk, no reward

Are Premium Bonds worth investing in?

How money is created

A beginner’s guide to Bitcoin security

Quantitative Easing: The big development no-one’s talking about

What really happens if you miss the best days in the market?

How I think about taxes

How the property cycle ends

The best thing to invest in

Our inevitable deflationary future

Why you can ignore 95% of what you hear about investing

Yes, you should try to time the market

You don’t deserve to be financially free

Book notes: “Am I Being Too Subtle?” by Sam Zell

Pay yourself first

My 10 financial principles

A new type of personal budget: The “no budget” budget

Buying and selling property is painful. This is a good thing.

You’re wrong about your risk tolerance

Holding “too much” cash can be a good thing

When “looking after the pennies” goes too far

Investing, Saving, Earning

Sometimes, you want to buy a feeling

Why you should make inflation your sworn enemy